Fees
The information contained in these tables summarises key product features and and should be read in conjunction with the terms and conditions.
Y Cash Student Fees
| On Application |
|---|
| Card issue fee | - £7.50 for the Y Cash card including card purchase, postage and packaging
|
| Limits | - Minimum load amount £10.00
- Maximum load amount £300.00
- Maximum card balance £500.00
- Maximum ATM withdrawal £250.00
|
| Usage restrictions | - For full details please refer to section 4 of the Terms & Conditions
|
| Ongoing Features |
|---|
| Transaction Fees | - FREE per purchase transaction in the UK
- 2.75% of the transaction value per purchase transaction outside the UK
|
| Cash withdrawal Fees | - £0.99 per ATM withdrawal in the UK (+any ATM netowrk charges)
- 2.75% of the transaction value per purchase transaction outside the UK (+ any ATM network charges)
|
| Balance Enquiry | - £0.6 per minute to the balance enquiry line (0871 641 9981)
|
| Top-up fees and limits | - FREE for Top-ups online using a debit card or at the Post Office
- 3% of the transaction value for Top-ups online using
a credit card - £0.50 for Top-ups by standing order from your bank account
- Maximum value for a single Top-up £300
|
| Service fees | - £7.50 Account manage fee payable on the first and second anniversary of initial purchase
|
| Replacement card fees | - £10.00 per card to replace a lost, stolen, or expired card
|
| Other Fees | - £5.00 Administration charge for requesting a full statement history by post
- upto£50.00 investigation fee following confirmation of submission of false declaration or disputed transaction
- £1.95 for requesting a replacement PIN using the
IVR service (calls cost £0.06 per minute)
|
| Closure |
|---|
| Cancellation or Redemption | - £5.00 Refund fee (cancellation of card & return of funds) You must have more than £5.00 remaining on the card to redeem the balance
|
| Expiry | |
Y Cash Card Fees
| On Application |
|---|
| Card issue fee | - £7.50 for the Y Cash card including card purchase postage and packaging
|
| Limits | - Minimum load amount £10.00
- Maximum load amount £500.00
- Maximum card balance £3,000.00
- Maximum ATM withdrawal £250.00
|
| Usage restrictions | - For full details please refer to section 4 of the Terms & Conditions
|
| Ongoing Features |
|---|
| Transaction Fees | - £0.50p per purchase transaction in the UK
- 2.75% of the transaction value per purchase transaction outside the UK
|
| Cash withdrawal Fees | - £2.00 per ATM withdrawal in the UK (+ any ATM network charges)
- 2.75% of the transaction value for ATM withdrawals outside the UK (+ any ATM network charges)
|
| Balance Enquiry | - £0.06 per minute to balance enquiry line (0871 641 9981)
|
| Top-up fees and limits | - FREE for Top-ups online using a debit card or at the Post Office
- 3% of the transaction value for Top-ups online using a credit card
- £0.50 for Top-ups by standing order from your bank account
- Maximum value for a single Top-up £500
|
| Service fees | - £7.50 Account management fee payable on the first and second anniversary of initial purchase
|
| Replacement card fees | - £10.00 per card to replace a lost, stolen, or expired card
|
| Other Fees | - £5.00 Administration charge for requesting a full statement history by post
- upto£50.00 investigation fee following confirmation of submission of false declaration or disputed transaction
- £1.95 for requesting a replacement PIN using the IVR service (calls cost £0.06 per minute)
|
| Closure |
|---|
| Cancellation or Redemption | - £5.00 Refund fee (cancellation of card & return of funds) You must have more than £5.00 remaining on the card to redeem the balance
|
| Expiry | |
